When I am broke, I am more likely to:
1) Hoard coins
2) Walk
3) Think three times before buying anything
4) Travel by bus instead of by aeroplane
5) Use my phone
6) Say yes to someone else buying me a drink or dinner (or both!)
7) Extol the virtues of living “the simple life”
When I am back in the black, I am mostly likely to:
1) Buy an item of clothing I may wear only once, if at all
2) Buy a round of drinks for friends
3) Buy a present for my mother/brother/boyfriend/dog/all
4) Get back to the “simple life” in about three months’ time
